Electronic banking

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Contents

[edit] What is it

Brief abstract of the emerging technology

[edit] Impact & Maturity assessment

[See definition of levels]

We assign this an Impact Level of 1, our lowest level, as a large field of banks and commercial suppliers of information systems to banks will produce competitive pressure and ample incentive to address direct and indirect information issues, and the existence of a robust offline alternative to online banking lessens the potential impact of catastrophic failure of data systems. The existence of multiple regulatory bodies provides additional protection. We assign this a Maturity Level of 1, as the offerings of online banks are still rudimentary (essentially replicating what can be found at a branch) and the technology driving both threat and response is quickly evolving.

[edit] Information Assurance issues

Answer: what seem to be the likely information assurance issues of the emerging technology under discussion

[edit] Timescale

Is the impact of this emerging technology felt - now (less than 18 months) - in 2-5 years? - in 5-25 years - longer-term than that even

[edit] Examples

[edit] Comments (attributed)

What people say about this emerging technology (attributed)

[edit] Organisations

Groups which have a particular contribution or point of view about this emerging technology, eg tech businesses, user organisations or advocacy groups

[edit] Documents & research papers

Adida, B., Bond, M., Clulow, J., Lin, A., Murdoch, S., Anderson, R. and Rivest, R. (2006) Phish and Chips (Traditional and New Recipes for Attacking EMV)

Bohm,N., Brown,I., Gladman,B. (2000). Electronic commerce: who carries the risk of fraud? Journal of Information, Law and Technology

Clayton, R. and Bond, M. (2002) Experience Using a Low-Cost FPGA Design to Crack DES Keys Workshop on Cryptographic Hardware and Embedded Systems 2002

Clayton, R. (2005) Who’d phish from the summit of Kilimanjaro? Financial Cryptography and Data Security

[edit] Experts (academic, practitioner)

Ross Anderson / Nick Bohm / Mike Bond / Ian Brown / Richard Clayton / Brian Gladman / Steven Murdoch / Ron Rivest

Personal tools

Blindside wiki is the place to collect issues and opinions on future technologies that may have implications for information assurance. Opinions are fine, but need to be clearly shown as such, and referenced to the person or people who holds those views.